- Pedestrians and bicyclists who are injured as a result of the negligence of an operator of a motor vehicle have a right to bring a claim against that operator as well as the owner of the motor vehicle.
- “No-fault” will apply, and the no-fault insurance carrier will be the insurance company liable for damages.
- Lost earnings and medical bills will be paid by the no-fault carrier.
- That same no-fault carrier will be the liability carrier and will be responsible for payment of compensation for the negligence of the operator above and beyond the no-fault, including pain and suffering and loss of enjoyment of life.