- In New York State, as in all states in this country, insurance is required in order to operate a motor vehicle.
- We all know not everybody follows the law and there are people driving around without insurance on their vehicle.
- New York has something called Supplemental Underinsured and Uninsured Motorists coverage.
- If an uninsured vehicle causes an injury to you, you can go to your own insurance company and apply for the SUM coverage and make a claim for injuries.