In New York State, no-fault insurance refers to the insurance on a motor vehicle that covers the occupants if they are injured in a collision. It does not cover anything but personal injury damages. The benefits in New York under the no-fault coverage include lost wages up to 80% and payment of medical bills, including doctor and hospital bills, physical therapy bills, and prescriptions required because of the injuries. Also, household help is covered to a certain extent. To obtain these benefits, you must apply for no-fault within 30 days of the accident. Failing to do that can jeopardize your rights under the no-fault law.
The Law Offices of Daniel A. Kalish is proud to serve clients with quality legal services for their personal injury, wrongful death, or legal malpractice issues. Our New York law firm covers White Plains, Westchester County, and the Bronx. If you need a diligent and dedicated lawyer, contact our White Plains law firm for a complimentary consultation.