More than 49,000 taxi drivers service New York City alone. Over 241 million passengers take taxis every year. With the rise of Uber, that number is always changing. Uber is a service that allows private motor vehicle owners to become pseudo taxi drivers and make money transporting people. When we get into a taxi or Uber car, we hope that the driver will take all precautions regarding our safety. Though this is usually the case, some accidents are bound to happen. The roads of New York are aggressive and congested. In 2014 alone, there were almost 300,000 total crashes in the state of New York. Anyone who drives a motor vehicle is at risk of an accident. Taxis and Uber vehicles are no different. If you have been injured as a passenger in a taxi or Uber car, you should contact an attorney immediately.
Taxi cabs are more dangerous than Uber cars
Taxi cabs account for more injuries sustained by passengers than most other vehicles on the road. Private automobiles, like the ones used by Uber drivers, are made with safety in mind. Whether you are in the front or back seats, a private vehicle, they will have safety features that would address almost any accidents. When you ride in a taxi, you are usually not wearing a seatbelt, and you are surrounded by hard surfaces. Those who ride in taxis are drastically more prone to serious injury than those riding in private vehicles.
Who is liable for my injuries?
New York is a no-fault state. Your immediate medical bills and lost wages will be covered by the driver’s insurance. If the compensation is inadequate and you have suffered from serious injury, you may need to take legal action. Insurance policies generally have liability insurance that protects drivers when they are found negligent in a car accident. Both taxi operators and privately insured motorists are covered to an extent. If an accident subjects the driver to damages that exceed the coverage limit, they are on the hook for the amount. In the case of taxi cabs, you may be able to hold the driver and the owner of the cab accountable for the injuries you sustain. In order to know who to hold liable, it is important to consult an experienced attorney.
Taxis have more insurance coverage than Uber drivers
If you are injured as the result of the negligence of a taxi driver or an Uber driver, there are certain special considerations that apply. The minimum no-fault coverage in the State of New York for a private car accident case is $25,000-$50,000. This applies to Uber drivers. However, a New York City Taxi and Limousine Commission vehicle must have no-fault coverage of $50,000 and minimum liability insurance coverage of $100,000. As stated above, the taxi driver may not be solely accountable. You may be able to sue the owner of the cab as well. They are usually different.
Contact a White Plains law firm with the experience you need
If you are injured in a taxi or Uber car, you need to consider your future. The Law Offices of Daniel A. Kalish serves White Plains, Westchester County, and the Bronx with quality legal services regarding personal injury. Contact our firm to investigate the matter, guide you through your legal options, and work tirelessly to see that you are justly compensated for your injuries. If you need our legal services, contact The Law Offices of Daniel A. Kalish.